Im a lister and sometimes I can’t read my list or have no idea why something is on my list. Does that say bananas or bandanas? Some people consider their list of items in a house an appraisal. There is no description, size, condition, age or reason for the list. An appraisal has a function and a purpose. Why is it being done? Insurance, donation, selling, estate, dividing property….the owner of the property decided the reason for the appraisal. The purpose of the appraisal is determined by the appraiser and involves the determination of value. Is it fair market value? Estimating replacement cost? Estimating repair cost? Calculating the present worth of future income? There is more to an appraisal than a list. Just like the items on the grocery list that you need to make a finished product, the information in the appraisal produces a finished product.