Are you a lister?

Im a lister and sometimes I can’t read my list or have no idea why something is on my list.  Does that say bananas or bandanas?  Some people consider their list of items in a house an appraisal.  There is no description, size, condition, age or reason for the list.  An appraisal has a function and a purpose.  Why is it being done? Insurance, donation, selling, estate, dividing property….the owner of the property decided the reason for the appraisal.  The purpose of the appraisal is determined by the appraiser and involves the determination of value.  Is it fair market value? Estimating replacement cost? Estimating repair cost?  Calculating the present worth of future income?   There is more to an appraisal than a list.  Just like the items on the grocery list that you need to make a finished product, the information in the appraisal produces a finished product.

About askbeverly

Who am I? I am an individual who values the contents of people's homes for a variety of reasons. I'm called a "personal property appraiser" and certified by the International Society of Appraisers which requires educational courses, examinations, keeping up with current tax laws and every two years taking a course called the Uniform Standards of Personal Property Appraisals. Every five years, I am required to keep up my ISA certification by proving I have a minimum of 100 personal property development credits - that's course hours and actual research time spend on appraisal work. As a long time collector I have turned a hobby into a profession and for the last 22 years worked as an independent appraiser. My specialties include china, pottery, sterling silver, crystal and glassware, costume jewelry, Carnival Glass, Belleek Irish porcelain, collectibles and furniture. Why do you need an appraisal? The purpose of an appraisal may be for obtaining insurance, probate of an estate, equitable division of an estate or divorce, or a damage claim. I also give lectures on several different topics to antique clubs, provide consultations in person, by phone and through email. No my service is not free! But I will also advise you if I believe it is in your best interest to do research on your own if you just want an idea of what something is worth rather than pay for an appraisal.

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